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Crebit leverages smart contracts and blockchain technology to connect international lenders and borrowers through a simple and reliable distributed P2P lending platform. Crebit provides a variety of solutions for satisfying the needs of borrowers and lenders. These include the building of a blockchain-based credit reporting system and independent credit rating, verification, analysis and research by third-party experts from around the world. Crebit also provides an artificial intelligence (AI) credit rating service based on data from the blockchain. Crebit generates unique smart credit contracts and set up smart fund protection contracts to help borrowers obtain funding. Crebit helps lenders with lending all digital currencies and is gradually expanding to include legal currencies as well.